Mortgage Loan Application Document Guide

You'll need a few documents to process your loan application and at closing.

Here’s a quick look at the documents that you’ll need to pull together.

1. Copy of driver's license or passport.
2. Address(es) for the past two years. Borrowers who have been renting may be asked to get a letter signed by their landlord verifying that they’ve been paying rent and that they’ve paid it on time.
3. Employment for the past two years. We’ll need the name(s) and address of each employer, along with more information on any gaps in employment.
4. Income for the past two years. The fastest way to do this is to provide your last two tax returns along with copies of your pay stubs from the past two months.
5. All money-related assets You will be asked to provide the last two or three months’ statements from all checking accounts, savings accounts, money market, IRA, mutual fund, and brokerage (stock) accounts.
6. All debts We will pull your credit report to reveal the information we need on credit card debt, installment loans (like student loans), car loans, and your current mortgage and home equity loans if you’re refinancing.